Public Liability Insurance

Prosure offers Public Liability Insurance for a wide range of clients and businesses, from Tradesman (e.g. plumbers, electricians, builders) through to Commercial Enterprises (e.g. manufacturing, motor trade, distribution, warehousing).

What is Public Liability Insurance?


What would happen if something went wrong?

Public Liability Insurance would cover a business if a customer or member of the public was to suffer a loss or injury as a result of its business activities and if that person made a claim for compensation. The insurance would cover the compensation payment plus any legal expenses.


Why is Public Liability cover a good thing?

Even when a business does everything right accidents can still happen. Having the right cover in place means a business can operate knowing that should the worst happen, their customer’s property could be repaired, possessions replaced and medical costs paid for. Client’s often request evidence that suitable Public Liability cover is in place and for some businesses it can often be mandatory.


What is covered in a Public Liability Claim?

Policies are usually tailored to the individual business requirements - but as a guide, the insurance covers a business’s legal liability to pay damages to members of the public for death or injury and damage to property or possession, which has resulted from the business’s activities.

In addition to providing a quote for your Public Liability Insurance, we can review your other insurances at the same time, including (but not limited to) buildings, employers’ liability, business interruption, fleet, engineering and stock.

What You Need To Know


Some companies will not do business with you if you do not have suitable cover.


Public Liability insurance protects your customers if they have an accident as a result of your business.

Package Policy

Public Liability normally forms part of a 'package' policy

Cover Amounts

General sums insured are £1m, £2m, £5m and £10m

What should I do now?

In addition to providing a quote for the specific insurance you have searched for, we can review your other insurances at the same time, including (but not limited to) buildings, public liability, business-interruption, fleet, engineering and stock.

Speak directly to an experienced Broker on: 01225 657 850       Or, email us now:

& Regulatory Information

Prosure Insurance Services is an Appointed Representative of TEn Insurance Services which is authorised and regulated by the Financial Conduct Authority.

Registered in the United Kingdom under Company Number OC389721.

Prosure Insurance Services is registered under the Data Protection Act 1988, reference 2A035652.

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