Prosure Insurance Services

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Insurance broker in Melksham like to talk about all things insurance.

Landlord's Insurance

Keith Svendsen - Tuesday, June 07, 2016
Been talking to 2 client's over the last couple of weeks. Both have different issues, but actually talking to somebody with experience has actually helped them resolve their issues. First client has some properties let to students. Whilst his policy wording didn't specifically mention the type of tenant, hidden half way down the schedule were the words 'no bed-sits', which of course is exactly what the Student accommodation was (shared kitchen/bathroom facilities, i.e. non self-contained). The previous insurance wasn't arranged by us, so this is clearly now something that must be corrected on the new quote to ensure the client is fully covered. Another client has 2 properties, one fully let and the other has just become unoccupied pending sale, but of course if the right tenant comes along it may be let again. We've therefore discussed a short-term unoccupied buildings policy which is available in either 3, 6 or 12 month timescales. The 3 month option works perfectly and we can then discuss options from then.
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